No real estate jargon. Here's exactly what each column means — in plain English.
💰 Price
What the buyer is offering to pay for your home.
🧾 Terms
The conditions attached — these define your risk and flexibility.
🏦 Financing
How the buyer is paying — this determines how likely the deal is to close.
🔍 Contingencies
Exit clauses the buyer can use to back out or renegotiate.
Offer Comparison Table Continued
Net Proceeds by Offer
See how each offer stacks up where it matters most — your bottom line
Offer #1
Offer #1 — Breakdown
Offer Details
Price: $321,000
Net to Seller: $296,165
Financing: Conventional
Down Payment: 3%
Earnest Money: $3,000
Inspection: 5 Days
Closing Date: 5/7/2026
Seller Paid Closing Costs: $0
Buyer Agent Commission: 2.7%
Notes
N/A
Agent Insight
Good clean offer with an above asking offer price. The buyer does have a lower down payment at 3%, so not a lot of money to work with if something goes sideways with the appraisal. Lower earnest money at just below 1% of the purchase price. We typically like to see 1% or higher. 5 day inspection is good. Little less than 30 day closing period is great as well.
-They are using what is called a physicians loan to purchase which allows them to put 0% Down.
-They have stated that they will not negotiation any repairs from the inspection if it amounts to less than $3,000.
-They have a written statement. This means that they need to provide a statement from the lender saying they are cleared to close by 5/8/22. After that date, if they fail to close, the earnest money gets forfeited to the seller.
-They have written in remaining assessment balance to be paid by seller.
Agent Insight
-From what they agent has indicated to me, they have the ability to put more money down, but are choosing not too because the physicians loan allows them to put 0% down. I would recommend we do more due diligence with the lender before considering this.
-Stating they will not ask for any repairs sounds great, but everything is negotiable and a lot of times ends up not being the case in these. So it sounds nice, but I wouldn't put a ton of stock into it.
-They haven't supplied any of the other supplemental documentation yet. Once they do, I will package it all together in a PDF for your to review.
-I like that they have stronger earnest money at $5K
-The buyer has included an escalation clause $1,500 higher than the highest net offer up to $330,000. Based on the current offers received, this escalates their offer to $317,500.
Agent Insight
-The agent is asking for 3% buyer agent commission which is higher than what is typically requested.
-Looks like the buyer does not have a lot of cash to work with as they only have $1,000 earnest money payment and are asking for 3% seller paid closing costs.